SC Home Insurance & Storm Coverage:
SC Windshield Law Update:
South Carolina is famous for its "free windshield" law, but things are about to change. Here’s the breakdown of House Bill 4817 (The Insurance Rate Reduction and Policyholder Protection Act): The "Good News" First: The automatic zero-deductible (free) windshield replacement is staying exactly as it is through December 31, 2026. The 2027 Shift: Starting January 1, 2027, this benefit won’t be automatic. You’ll need to "opt-in" to it, likely for a small extra premium. The Safety Net: A Senate amendment caps windshield deductibles at $100, so even if you don't opt-in, you won't be hit with a massive out-of-pocket bill. The Goal: This shift aims to reduce insurance fraud and help lower overall auto insurance premiums across the state. At VP Insurance Services, we’re already tracking these changes for you. We’ll make sure your coverage stays exactly where it needs to be when the new rules take effect.
Hey Greenville! Mark Price here from VP Insurance Services. If you’ve spent any time driving down
Woodruff Road or navigating the I-85/I-385 interchange lately, you know that our Upstate traffic
requires 100% of your attention. But there is a silent budget-killer lurking in your cup holder or
passenger seat: your smart
Welcome to our new insurance agency blog! This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you. We hope you'll come to view this as a top resource for keeping your family and your finances safe. Here are a few of the topics we may be writing about: Answers to clients' frequently asked questions. Helpful information about insurance shopping. Safety and Health Tips and Ideas. Local Community Information. Stay Tuned!